Beef and Bean Bake

1 pound lean ground beef
1/2 yellow onion, chopped*
1 green bell pepper, diced*
1 cup frozen corn, thawed
1 15 oz can tomato sauce**
2 teaspoons chili powder**
1 teaspoon garlic powder**
1 teaspoon ground cumin**
Salt and pepper
1 15 oz can black beans
2 cups cooked brown rice
2 cups shredded Mexican cheese blend
Shredded lettuce (optional)
1 tomato, diced (optional)
salsa (optional)
dollups of sour cream (optional)

*Use onion and pepper blend instead.
**Substitute tomato sauce and spices for a 10 oz. can of Rotel diced tomatoes with green chilies.

Brown meat w/ onion, pepper, corn. Add tomato sauce & spices/Rotel. Simmer 5 or so minutes to allow flavors to mingle. Add beans and rice. Place in casserole dish and cover with cheese. Bake until cheese is good and melted. Serve with lettuce, tomato/salsa and sour cream.